Chennai: Cholamandalam MS General Insurance has reported a profit before tax of Rs 445 crore for the 2025-26 fiscal year and reported PBT of Rs 99.25 crore for the Dec quarter. Gross written premium (GWP), a measure of total sales revenue an insurance company generates, increased 6.9% for the year and stood at Rs 8,904 crore, compared to Rs 8,327 crore in the previous year, the company said in a statement. GWP grew 10% for the quarter from Rs 2,348 crore against Rs 2,134 crore in the corresponding quarter of last year.Chola MS is a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance Group of Japan and focuses on motor, health, travel and engineering-related insurances. It has a net worth of Rs 3,329 crore at the end of FY26. Its return on equity (RoE) on average net worth for the year was 10.45%. The company said its investment corpus was over Rs 19,000 crore, reflecting a well-diversified portfolio, while solvency margin stood at 1.96 times, above the regulatory requirement of 1.5 times.V Suryanarayanan, managing director of the company, said Chola MS is expanding its distribution reach. “We remain focused on growing the business, building a balanced and resilient portfolio, expanding distribution reach, continuing prudent reserving practices and consistently improving on policyholder service experiences,” he said.Chola MS continued to build its customer and partner ecosystem, adding to original equipment manufacturers’ tie-ups, bancassurance partners and retaining all existing bancassurance relationships, it said. The company generated business from 2,13,264 gram panchayats across the country, in line with its focus on deepening rural reach.
